To get any contributions your employer offers, you’ll normally have to be a part of its scheme. Your employer should be capable of provide particular steerage on the benefits available.
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The Pensions Section is liable for the administration of The Local Authorities Pension Scheme (LGPS) on behalf of Orkney Islands Council workers and other our bodies which take part in the fund. Supplied you’re over fifty five, you can take as a lot of your pension pot as you want, once you like – although drawdowns above the tax-free 25% will be taxed at your marginal fee – so 20% if you happen to’re a primary-fee taxpayer, 40% or 45% when you’re a higher or additional-fee payer, or the amount you have taken out of your pension pushes you into that rate.
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